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Loans

Loan Against
Property.

Unlock the hidden equity in your property for large financing needs — at lower interest rates, higher amounts, and longer tenures.

9.50%
p.a. onwards
Interest Rate
₹10 Cr
max limit
Loan Amount
20 Yrs
max repayment
Tenure
75%
of property value
LTV Ratio
Why Choose Us

Key Benefits

High Loan Amount

Unlock up to 75% of your property's market value — ideal for large financial needs.

Lower Interest Rates

Secured nature means rates as low as 9.50% p.a. — far cheaper than personal loans.

Long Tenure

Repayment periods up to 20 years for smaller EMIs and easier cash flow management.

Continue Using Property

Mortgage your property while continuing to occupy and use it without disruption.

Accepted Collateral

Eligible Property Types

Residential Property

Self-occupied or rented flats, houses, bungalows, and apartments.

Commercial Property

Offices, showrooms, shops, and commercial complexes.

Industrial Property

Factories, warehouses, and industrial units.

Mixed-Use Property

Properties with both residential and commercial usage.

Who Can Apply

Eligibility Criteria

  • Age: 25–65 years (salaried) / 25–70 years (self-employed)
  • Minimum income: ₹40,000/month (salaried) or ₹5 Lakh p.a. (business)
  • Property must be legally owned and free of encumbrances
  • Credit score of 650 or above
  • Business vintage: Minimum 3 years (for self-employed)
Documents Required

What You Need

  • PAN Card & Aadhaar Card (KYC)
  • Income proof: ITR (2 years) or salary slips (3 months)
  • 6 months bank statements
  • Property title deed and chain of documents
  • Approved building plan and occupancy certificate
  • Latest property tax receipt

Simple 4-Step Process

01

Apply Online

Submit your details and property information.

02

Property Valuation

Our experts assess the market value of your property.

03

Legal Verification

Title deed and legal checks completed by our team.

04

Loan Disbursal

Funds credited to your account after documentation.

Unlock Your Property's Potential

Get a high-value loan at low rates by leveraging your property. Our experts will assess your property and offer the best deal.